car loans Canberra

Secured or Unsecured loan Differentiating between Secured and Unsecured Loans Secured loans constitute the majority of car loans, where the vehicle itself serves as collateral. In the event of non-payment, the lender possesses the right to repossess and sell the car. Conversely, unsecured loans, often employed for financing used cars, do not require collateral but are associated with higher interest rates and lower borrowing limits.

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